Why invest in physical gold?

Unlike other assets that savers turn to for allocating their savings, which are tied to economic/monetary cycles and credit cycles, gold is completely uncorrelated with the risks of the economic/financial and political systems that savers interact with.

If the entire system shows significant criticalities or risks, this does not affect those who have invested in gold, as they are not exposed to any counterparty risk. Gold remains in their possession regardless of any events occurring within the system. Today, there are very few assets where savings can be allocated without relying on a specific contractual obligation from someone else (consider bank deposits or debt securities like bonds). Owning gold allows one to be independent of the endogenous risks of the system we live in.

The advantages of investing in physical gold:

  • Not subject to inflation. Converting your savings into gold means protecting them from inflation that affects all world currencies. Gold maintains its constant value over time and, consequently, its purchasing power.

  • The value of gold is not influenced by global political and economic events.

  • Easily liquidable. It is possible to resell gold at any time and anywhere, quickly converting the investment into liquidity.

  • Allows for diversified investments. Investing in gold can be an alternative to diversify investment types such as stocks and bonds.

  • An alternative to liquidity in the current account. For millennia, gold has been the ultimate form of money, a perfect alternative to liquid savings in the current account, as it does not expose one to any counterparty risk.

  • Enables scalable investments. By purchasing physical gold, it is possible to divide the investment into different sizes according to one's resources and needs. This allows for easy access to one's savings at any time.
Promotional communication. This content does not constitute an offer, investment advice, a recommendation, or an invitation to invest. The value of physical gold is subject to market fluctuations and may increase or decrease over time. The purchase of physical gold does not guarantee any return or profit. The resale of physical gold may require processing and settlement times, which could delay the availability of the corresponding cash proceeds. Before making any purchase, you should carefully consider whether investing in physical gold is appropriate in light of your financial circumstances, objectives, and overall assets.